From the beginning of the project we get Steve Bauch of Palm Beach Community Bank and Fernando Marques of Marques Commercial Capitol involved to provide financing for single family end users or investors looking to partner with Atlantic Realty and Building on waterfront redevelopment projects. We feel our clients are in good hands given their decades of experience and access to multiple loans programs with local lending institutions.

Palm Beach Community Bank

Palm Beach Community Bank offers competitive rates and terms on all loan services and has the right loan for just about any type of personal or business needs. Our loan officers have personally arranged loans for thousands of borrowers in Palm Beach County for over 30 years. During good times and bad, we have worked to develop our reputation as reliable and understanding bankers who want to establish continuing relationships with our clients. Each loan request is analyzed and terms are tailored to fit your circumstances. That’s the advantage of a “hometown community bank.”

Steve Bauch – 561.676.2600.  

Visit us at –

Marques Commercial Capitol

Designed to provide an outline of the procedures and documentation required to process commercial real estate loans for Marques Commercial Capital. We will originate commercial loans consistent with our guidelines. Primary consideration will be given to the value of the real estate securing the loan and the likelihood that our loan can be repaid by the cash flow from the property.

In the risk evaluation process areas of most importance are:

  • Strength of real estate
  • Cash flow adequacy of the property
  • Strength of the local real estate market
  • Adequacy of financial data
  • Borrower’s credit history
  • Experience of Management

Credit analysts will rely on our real estate group to review and to evaluate the strength of the real estate, but should take care to incorporate those findings into the final approval decision. In addition, we will evaluate the borrower’s credit history, underwrite the title report to ensure our loan is a first lien on the property, review relevant inspection reports and purchase contracts (if applicable), review borrower disclosures and the application, assess any environmental concerns and evaluate the complete file for creditworthiness.

Fernando Marques: 786-310-9555 
The Team

Kevin Patrick Burke

License - CGC-1521443
Real Estate Broker License - BK-3158308



Barbara Pedersen

License - ID6391

Victoria Griggs

License - ID6391

Taner Hamzawi

License - 79154

Timothy Ray Schrock

License - ID6391
License - AR95745

Yurien Santana

Electrician On Call

Electrical License - EC-13007498

B & W Air Conditioning

AC License - CMC-12500568

Fernandez Plumbing

Plumbing License - CFC-1427568